Mezzanine finance mainly covers the space between equity (Cash) and senior debt funding (Development). The funding is sourced from institutional lenders, family offices and HNW individuals. Mezzanine is available for development, commercial (Term) and residential assets. Sometimes, it can also include sales guarantees within the structure for development.

When structured properly, it can be significantly cheaper than whole loans or stretched senior products, as well as providing the opportunity for enhanced return on capital for owners.

This funding is usually used to facilitate income producing commercial assets on longer term loans. The team at Aquilae use their market presence and industry relationships to source the most competitive loans for clients who require term funding. Asset classes include ; Hotels, Logistics assets, Retail, Student Accommodation, Serviced apartments, commercial portfolios, Offices, Care Homes and Car Parks.

We advise on all asset types in the sectors above covering owner occupied as well as investment. Aquilae utilise their detailed in house analysis systems with a holistic approach to structure “best in class” advice for clients.

Longer term loans funding residential assets such as: Residential Portfolios, Build to Rent sector, Student Accommodation, Development Exits (hold) and multi-unit blocks which are let on a residential basis.

Through our exceptional contacts in the marketplace, we are able to facilitate pure Equity proposals for our clients on both individual projects, and Corporate structures.

Usually, Equity is structured as a Joint Venture, with a profit participation taken by the funder and is tailored to fit the particular circumstance of the scheme and can either be wholly funded or with the participation of a senior lender to enhance returns for all parties.

Aquilae work with a range of equity partners, from specialist situation funds to sophisticated investors, looking to deploy equity in the real estate space.

For experienced sponsors looking to scale their business, a relationship equity partner can facilitate growth like no other means.

Working with developers on both residential and commercial schemes is a core focus for Aquilae. Having been very active in this space for the last decade which has resulted in funding over £250m for SME developers. We use our in-house approach to underwrite and ensure we understand the client’s objectives and appetite for growth.

Schemes range from £1m up to c£100m

Short term funding solution for clients who require quick access to cash for a variety of property situations.

The funding available encompasses:

1 / Auction acquisitions
2 / Acquisitions where speed is key to secure the site
3 / Refurbishments, heavy or light
4 / Planning deals (Pre Planning)
5 / Exit bridges (sales period financing)
6 / Letting period bridges (Stabilisation Loans)
7 / Property repositioning

Bridging can be very flexible and when used correctly gives the clients a viable funding solution to meet their objectives.